Credit scoring and behavioural scoring are the techniques that help organisations decide
whether or not to grant credit to consumers who apply to them. This article surveys the …

Many years have passed since Baesens et al. published their benchmarking study of
classification algorithms in credit scoring [Baesens, B., Van Gestel, T., Viaene, S., Stepanova, M., …

… Thus Ho and Thomas were able to statistically separate the movers into three groups according
to the number of changes of state made: those that move modestly “twitchers”, those that …

The benefits of Modulated Temperature DSC (MTDSC) over conventional differential scanning
calorimetry (DSC) for studying thermal transitions in materials are reviewed by means of …

This text opens with the theory of 2-person zero-sum games, 2-person non-zero sum games,
and n-person games, at a level between non-mathematical introductory books and …

… Stengos and Thomas 29 gave … Thomas, LC Replacement policies for multi-echelon
deteriorating systems, in Notes in Decision Theory, University of Manchester, 1983. 32. Thomas, LC …

… Saint Thomas Aquinas argued that money was sterile unlike animals and so ‘money does
not beget money’. In Section 275 of the Koran, it says ‘But God hath permitted trade and …

The frequency limits, between which the phosphoryl valence vibration is found, are tabulated
for over 900 organophosphorus compounds distributed between 69 general types of …

Credit scoring systems are based on Operational Research and statistical models which seek
to identify who of previous borrowers did or did not default on loans. This study looks at the …

Matrix-assisted laser desorption ionization time of flight mass spectrometry (MALDI-TOF MS)
is a novel method for the direct identification of bacteria from blood culture broths. We …